What is an
Annuity?

An annuity is a powerful financial tool that guarantees a stream of income in retirement, helping you secure your future. With fixed indexed annuities, your investment grows safely, linked to a stock market index, while protecting your principal from losses.

Annuities provide peace of mind, ensuring a predictable, tax-deferred income stream you can’t outlive.

Secure your retirement TODAY with the right annuity plan!

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R. Henley

⭐⭐⭐⭐⭐

Chaka was very helpful and knowledgeable about the different products. He helped me understand and choose the best option that was suitable for my family.

Why Choose Us?

Your financial future deserves security, and we make it easier than ever to achieve a stable retirement with the right annuity.

  • Proven Experience & Industry Knowledge

    With over 24 years in real estate, insurance and financial consulting, we offer expert guidance tailored to your goals.

  • Customized Solutions

    We provide affordable, strategic plans that fit individuals and businesses of up to 50 employees. Choose a plan that aligns with your retirement goals, whether you prefer guaranteed payments or growth potential.

  • A+ Rated Partners

    We partner with only the top-rated insurance providers, so you receive the most secure, reliable, and best performing options available. Customize your annuity to suit your financial needs, ensuring peace of mind for the years ahead.

Start today and gain the confidence that comes with knowing your financial future is secure.

How It Works

Planning for a stable income during retirement doesn’t have to be complicated. Here’s how we make it simple:

1. Book A Free Consultation
Schedule a one-on-one session to discuss your retirement and income goals.

2. Customized Plan For You

We'll tailor a fixed indexed annuity that fits your needs, goals and designed to protect & grow your wealth.

3. Rest Easy With A Secured Future

Feel secure knowing that your getting protected from losses while still getting market-linked growth, retirement income is guaranteed, no matter what the future holds.

With a few easy steps, you can secure your financial future and enjoy the retirement lifestyle you deserve.

Get true Peace Of Mind by acting TODAY!

Why Do You Need Annuities?

Annuities provide financial security and peace of mind by ensuring a steady income during retirement.

Here are some reasons to consider getting an annuity:

Guaranteed Income

  • Annuities offer a reliable stream of income, helping you cover living expenses without worrying about outliving your savings.

Retirement Planning

  • They can serve as a cornerstone of your retirement strategy, providing predictable cash flow to supplement Social Security and other retirement accounts.

Tax-Deferred Growth

  • With annuities, your investment grows tax-deferred, allowing you to maximize growth over time until you start making withdrawals.

Legacy Planning

  • Annuities can be structured to include benefits for your beneficiaries, ensuring your loved ones are financially secure even after you're gone.

Protection Against Market Fluctuations

  • Indexed and fixed annuities offer protection from market volatility, providing stability even during economic downturns.

What is an

Annuity?

An annuity is a powerful financial tool that guarantees a stream of income in retirement, helping you secure your future. With fixed indexed annuities, your investment grows safely, linked to a stock market index, while protecting your principal from losses.

Annuities provide peace of mind, ensuring a predictable, tax-deferred income stream you can’t outlive.

Secure your retirement TODAY with the right annuity plan!

Why Choose Us?

Planning for a stable income during retirement doesn’t have to be complicated. Here’s how we make it simple:

  • Proven Experience & Industry Knowledge

    With over 24 years in real estate, insurance and financial consulting, we offer expert guidance tailored to your goals.

  • Customized Solutions

    We provide affordable, strategic plans that fit individuals and businesses of up to 50 employees. Choose a plan that aligns with your retirement goals, whether you prefer guaranteed payments or growth potential.

  • A+ Rated Partners

    We partner with only the top-rated insurance providers, so you receive the most secure, reliable, and best performing options available. Customize your annuity to suit your financial needs, ensuring peace of mind for the years ahead.

Start today and gain the confidence that comes with knowing your financial future is secure!

How It Works

Planning for a stable income during retirement doesn’t have to be complicated. Here’s how we make it simple:

1. Book A Free Consultation

Schedule a one-on-one session to discuss your retirement and income goals.

2. Customized Plan For You

We'll tailor a fixed indexed annuity that fits your needs, goals and designed to protect & grow your wealth.

3. Rest Easy With A Secured Future

Feel secure knowing that your getting protected from losses while still getting market-linked growth, retirement income is guaranteed, no matter what the future holds.

With a few easy steps, you can secure your financial future and enjoy the retirement lifestyle you deserve.

Get true Peace Of Mind by acting TODAY!

Why Do You

Need Annuities?

Annuities provide financial security and peace of mind by ensuring a steady income during retirement. Here are some reasons to consider getting an annuity:

Guaranteed Income

  • Annuities offer a reliable stream of income, helping you cover living expenses without worrying about outliving your savings.

Retirement Planning

  • They can serve as a cornerstone of your retirement strategy, providing predictable cash flow to supplement Social Security and other retirement accounts.

Tax-Deferred Growth

  • With annuities, your investment grows tax-deferred, allowing you to maximize growth over time until you start making withdrawals.

Legacy Planning

  • Annuities can be structured to include benefits for your beneficiaries, ensuring your loved ones are financially secure even after you're gone.

Protection Against Market Fluctuations

  • Indexed and fixed annuities offer protection from market volatility, providing stability even during economic downturns.

Helping You To

Manage Your Annuity Needs!

Meet Chaka Ali

Chaka Ali has over 24 years in the real estate, insurance and financial consulting industry. He is dedicated and believes that building financial security and generational wealth is available for all.

As a Financial Consultant, he works with the top providers ensuring he will be able to help navigate the many options to find the best solutions customizing them around your particular situation and needs.

From individuals to small businesses, Chaka and his Team offers tailored solutions through Wealth Builders Insurance Agency to help clients protect what matters most.

By putting Clients first and Striving For Excellence in all they do, they only deliver the best in service and options!

Chaka A. I. Ali

Senior Financial Consultant
NPN: 11126989

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More Info

Important Questions

What Type of Annuity is Right for Me?

There are several types of annuities, including fixed, variable, and indexed annuities. The best choice depends on your financial goals, risk tolerance, and the level of income predictability you prefer. Fixed annuities provide guaranteed payments, while variable and indexed annuities have returns that can vary based on market performance.

How Much Should I Invest in an Annuity?

The amount to invest in an annuity depends on your retirement goals, existing savings, and anticipated expenses. It’s essential to ensure your investment balances your need for growth and your need for guaranteed income during retirement.

Can I Customize My Annuity Plan?

Yes, annuities can be tailored to fit your needs. You can choose options like adding a death benefit, selecting a guaranteed payment period, or even setting up joint annuities for you and your spouse. Customization allows you to align your annuity with your retirement strategy.

What Happens If I Need Access to My Money Early?

Withdrawing funds from an annuity early may incur penalties, especially within the surrender period. However, many annuities offer options for penalty-free withdrawals under specific circumstances, such as severe illness or a percentage of the account value each year.

How do I Sign Up?

For personalized assistance, book an appointment with me. I’ll guide you through the different types of annuities, help determine the best fit for your retirement plan, and ensure you make an informed decision. Schedule your free consultation today to secure your financial future.

More Info

Important Questions

What Type of Annuity is Right for Me?

There are several types of annuities, including fixed, variable, and indexed annuities. The best choice depends on your financial goals, risk tolerance, and the level of income predictability you prefer. Fixed annuities provide guaranteed payments, while variable and indexed annuities have returns that can vary based on market performance.

How Much Should I Invest in an Annuity?

The amount to invest in an annuity depends on your retirement goals, existing savings, and anticipated expenses. It’s essential to ensure your investment balances your need for growth and your need for guaranteed income during retirement.

Can I Customize My Annuity Plan?

Yes, annuities can be tailored to fit your needs. You can choose options like adding a death benefit, selecting a guaranteed payment period, or even setting up joint annuities for you and your spouse. Customization allows you to align your annuity with your retirement strategy.

What Happens If I Need Access to My Money Early?

Withdrawing funds from an annuity early may incur penalties, especially within the surrender period. However, many annuities offer options for penalty-free withdrawals under specific circumstances, such as severe illness or a percentage of the account value each year.

How do I Sign Up?

For personalized assistance, book an appointment with me. I’ll guide you through the different types of annuities, help determine the best fit for your retirement plan, and ensure you make an informed decision. Schedule your free consultation today to secure your financial future.

Are You Confident Your Retirement Savings Will Last?

Company

Directories

Logo of A.L.I. Creative Solutions | Wealth Builders Insurance Agency, featuring a lightbulb with a money sign inside, symbolizing innovative financial solutions and wealth-building strategies.

Wealth Builders Insurance Agency is a proud company of A.L.I. Creative Solutions and is committed to serving you at the highest level with all your Annuity needs.

National Producer Number: 11126989